Granya Capital Advisory

Capital Stack Advisory
for Commercial Real Estate.

Granya Capital Advisory structures and places debt and equity across the capital stack for corporate borrowers, developers, and institutional sponsors undertaking commercial real estate transactions in the UK — spanning PBSA, BTR, hospitality, and industrial/logistics.

Focus
Debt & Structured Capital
Client Type
Corporate & Institutional
Operating Principle
Structured & Confidential
Capital Stack Advisory

We work with clients from initial appraisal through to lender or investor placement, covering the full range of capital required across a scheme's lifecycle — from ground-up development through to stabilised, income-producing ownership.

Corporate Mandates Only

We work exclusively with corporate borrowers, developers, and institutional sponsors on commercial real estate transactions.

Full Lifecycle

Structuring, documentation, and a targeted process to identify and engage suitable lenders and capital providers.

Cross-Sector Reach

Spanning PBSA, BTR, hospitality, and industrial/logistics.


What We Cover

The Capital Stack

Senior Debt

Structuring and placing senior debt facilities for acquisitions, refinancing, and development, working with banks, debt funds, and institutional lenders to identify terms suited to the asset and sponsor.

Development Finance

Structuring finance for ground-up development and major refurbishment schemes, including phased drawdown facilities aligned to construction programmes, and preparation of lender submission packages, cashflow models, and development appraisals.

Stabilisation Finance

Structuring bridge-to-stabilised and transitional facilities for assets moving from construction or lease-up through to stabilised operating income, ahead of long-term institutional refinancing or disposal.

Preferred Equity & Structured Capital

Sourcing and placing preferred equity and other structured capital positions to complete the capital stack alongside senior debt, for sponsors seeking to optimise leverage and returns.

Our Approach

Structure.
Document.
Place.

We work exclusively with corporate borrowers, developers, and institutional sponsors on commercial real estate transactions. Our role is to structure the transaction, prepare the supporting documentation (development appraisals, cashflow models, lender submission packages), and manage a targeted process to identify and engage suitable lenders and capital providers on behalf of our clients.

Track Record

Recent Mandates

01

Prepared lender submission documentation for a mixed-use development scheme, including a phased construction cashflow model and development appraisal for lender review.

02

Structured a senior debt mandate for a c.£49m, 318-bed purpose-built student accommodation scheme in the Midlands.

03

Reformatted and prepared a development appraisal for a Birmingham mixed-use scheme, supporting a senior debt lender submission process.

Mandate details are shared subject to confidentiality; further track record available on request under NDA.

Scope of Our Services

Regulatory Position

Granya Capital Advisory provides corporate finance advisory and transaction structuring services in relation to commercial real estate. We do not provide regulated financial advice, and our services do not extend to regulated consumer credit agreements, regulated mortgage contracts, or personal recommendations to individuals. Our engagements relate to commercial transactions undertaken by corporate entities, developers, and institutional sponsors.

Frequently Asked

Common Questions

What's the difference between development finance and stabilisation finance?

Development finance funds a scheme through construction, typically drawn down in phases against a build programme. Stabilisation finance (bridge-to-stabilised) funds the period after practical completion, while an asset reaches target occupancy or operating income, ahead of long-term refinancing or disposal.

Who arranges senior debt for commercial real estate development in the UK?

Granya Capital structures and places senior debt facilities for corporate borrowers and developers, working with banks, debt funds, and institutional lenders to identify suitable terms for the scheme and sponsor.

Do I need FCA authorisation to raise development finance for a commercial scheme?

Commercial real estate finance for corporate borrowers generally sits outside FCA-regulated activity, which primarily covers consumer credit and regulated mortgage contracts. Granya Capital's services relate to commercial transactions only — speak to a solicitor or compliance adviser for confirmation specific to your structure.

Get In Touch

Discuss Your Requirement

Tell us a few details and we'll come back to you within 1 business day.

Confidential by default: All enquiries are treated in the strictest confidence. We will not contact you without your permission and will never share your details with third parties.

Regulatory Notice

Granya Capital Advisory is a trading name of Granya Homes Ltd. Granya Homes Ltd is not authorised or regulated by the Financial Conduct Authority. The services described on this page comprise corporate finance advisory, transaction structuring, and the introduction of corporate borrowers, developers, and institutional sponsors to lenders and capital providers in connection with commercial real estate transactions. These services do not constitute regulated financial advice, regulated credit broking, or a financial promotion as defined under the Financial Services and Markets Act 2000.

Nothing on this page should be construed as advice to enter into any particular financing arrangement. Any person considering a transaction of this nature should obtain independent legal, financial, and tax advice appropriate to their circumstances.